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Frustrated By The Affordable Care Act, One Family Opts Out

The Robinson family of Dallas started out pretty excited about their new insurance plan under the Affordable Care Act.

Nick Robinson had turned to Obamacare after he lost his job last summer. He had been working as a youth pastor, and the job included benefits that covered him, his two young daughters, and his wife, Rachel, a wedding photographer.

Nick says he wasn't too nervous at first, because everyone was healthy. Then, he recalls, they found out Rachel was pregnant.

"It's one of those times where you hear the news and there's this immediate sense of joy and excitement like, 'Yay, a new kid. That's awesome!' " he says. But they were also concerned. "What are we going to do? How are we going to pay for this? This is intense."

Nick found a new job fairly soon, working as an account manager in retail sourcing. But the small firm did not offer health benefits.

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